Considering rent a car Dubai? In case one’s rental car, one may consider extending your car insurance. Bear in mind that policy wordings differ from one insurance company to another, so it is important to evaluate the specifics of your policy. There is a distinct lack of clarity around the plans which offer coverage for rental vehicles itself, that’s for sure. Don’t hesitate to read thoroughly the insurance terms trying to avoid coverage gaps or unwanted claims.
Dubai’s Travel Insurance
Hiring a personal car in Dubai opens a variety of leisure activities to gain more time for yourself. Nevertheless, while preparation is key, it is also crucial to have a keen sense of what that insurance coverage means to you.
Does Your Car Insurance Apply as Well?
Consistently, the first query that most of the renter’s pose is, does their personal car insurance policy cover their rental vehicles too. The alternative isn’t always black or white and differs concerning cover and your insurer details.
Review Your Policy Terms
To ascertain whether your auto insurance works for rental cars in Dubai, take time to study the always-on policies. Seek for all phrases linked to rented vehicle covering and make sure to also check the limits, exclusions, and unusual situations.
Types of Coverage
If your rental car is covered by your car insurance, it is highly recommended to comprehend the exact limit of coverage they will provide. In most cases, collision and comprehensive components are not present in your policy. It does, however, protect you from liability arising from incidents with rental vehicles.
Consider Additional Protection
Maybe your car insurance within the city will start covering hired vehicles but it still is less than what you would possibly require the services for. The policy offered by the rental car company is likely to be insufficient in cases of high-value vehicles. Purchasing additional convenience such as collision damage waiver (CDW) and supplementary liability insurance (SLI) may, therefore, be wise.
Confirm with Your Insurer
However, as a rule, whenever there is a void of information, it is better to confirm the validity of any cover with the company provider. Call them to discuss your policy protocol and get their assistance regarding any doubts you may have on rental car insurance in Dubai.
Bottom Line
When renting a car in Dubai, insurance comes in handy to make the travel experience better; however, it is advisable that you choose an insurance cover applicable. Recognize your existing car insurance plan, know the risk, and improve the protection by buying other insurance. Examples of other essentials include immunizations, robust diet, and regular exercise.